SOUTHERN CAPITAL TITLE COMPANY, LLC is a minority owned, woman owned Title Company specializing in real property litigation, full service title, escrow and real estate settlement transactions. Equipped with a team of attorneys and property title specialists, every step of the closing process is conducted in-house from the title search, to escrow, to the closing table.
Who will check the title to my new property?
Depending on which SCTC office you close in, we will order your search from one of our third-party vendors.
Subsequently, an attorney or settlement agent will examine your title and will clear your title prior to closing.
How will I know how much money to bring to closing?
At the time of loan application the loan officer will give you a Good Faith Estimate of costs. Please plan to bring
certified funds for the amount showing due on your Good Faith Estimate. In the alternative, your real estate agent
or loan officer may contact you when they receive our HUD-1 Settlement Statement for your closing with a final
figure.
Can I write a personal check for the closing costs and down payment?
No. The law does not permit a closing attorney or title company to accept a personal check. You will need to bring
certified funds from your financial institution to your closing.
What other information do I need to bring to the closing?
Please refer to our Buyer’s Closing Checklist or Seller’s Closing Checklist.
Who should attend the closing?
All parties to the loan and all persons listed on title to the property must be present at closing. Often, real estate
agents and loan officers attend closing as well.
Will I receive copies of the loan documents?
You will receive a copy of each document that you sign at closing. This document folder should be placed in your
safety deposit box.
How long will I be in the closing?
A closing generally takes about an hour. At SCTC, we close your loan in a friendly, relaxed atmosphere with
experienced real estate attorneys or settlement agents to explain the closing documents.
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Open Now~09:00 AM - 03:00 PM
- Monday09:00 AM - 05:00 PM
- Tuesday09:00 AM - 03:00 PM
- Wednesday09:00 AM - 03:00 PM
- Thursday09:00 AM - 03:00 PM
- Friday09:00 AM - 03:00 PM
- Saturday09:00 AM - 01:00 PM
- Sunday08:00 AM - 06:00 PM
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