What
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  • 24-hour child development center
  • accessories
  • Accounting & Tax Services
  • Accounting & Tax ServicesFinancial Services
  • Accounting and Tax Services
  • accounting firm
  • Accounting Services
  • advertising
  • African Restaurant
  • african store
  • American Restaurant
  • AND SERVICE
  • Apparel
  • Apparel & clothing
  • Architects
  • architecture firm
  • Art
  • art and design / clothing
  • art and gift shop
  • art business
  • art crafts
  • Art gallery
  • art shop
  • art space and platform
  • art studio and gallery
  • Artist
  • Artist/Musician
  • arts
  • ARTS & CRAFTS
  • Arts & Crafts Store
  • Arts & Culture
  • Arts & entertainment
  • Arts Cooperative
  • Author
  • auto detailing
  • auto detailing & car wash
  • Auto detailing and car wash
  • auto detailing for personal vehicles
  • Auto Industry
  • Auto repair
  • imageAutomotive
  • Automotive Repair Shop
  • Baby Products
  • bags
  • BAGS & ACCESSORIES
  • Bakeries & Sweets
  • Bakery
  • Bakery & Cafe
  • Bakery & Pastry
  • Bakery and Cafe
  • bakeshop
  • ballroom and Latin dance studio
  • Bank
  • imageBank & Finance
  • Banking
  • Bar
  • Bar & Grill
  • Bar & restaurant with games
  • Bar and Grill
  • bar and lounge
  • Bar Soap
  • Barbecue / Catering
  • Barbecue Restaurant
  • Barbeque
  • Barber shop
  • Barber Shops & Hair Salons
  • Barbershop
  • Bars & Bakeries
  • bath & body
  • BBQ Food
  • Beauty
  • imageBeauty & Spa
  • beauty and wellness
  • Beauty Bar
  • Beauty Depot
  • Beauty Salon
  • Bed and Breakfast
  • Beer Bar
  • beverages
  • Bike Shop
  • birth center
  • Black University
  • blankets
  • books
  • Books / Author
  • Bookstore
  • Bookstore & Coffee Shop
  • Bookstore/Publishing
  • BOOKSTORE/WINE BAR
  • Boutique
  • boutique agency
  • Boutique and Home Decor
  • boutique spa
  • Boutique Store
  • Breakfast & Brunch Restaurant
  • Brewery
  • Brewery & Oyster bar
  • Bridal Shop
  • Bridal veils and accessories
  • BROKERS
  • Builders & Realtors
  • Burger
  • Burger food truck
  • Business & Professional Services
  • business coaching
  • Business Consultant
  • Business Consulting
  • Business service
  • Business services
  • business services and consulting firm
  • business solutions
  • business tax preparation
  • Business Technology Solutions
  • Cafe
  • cafe and gift shop
  • Cake Shop
  • Cakes
  • Cakes and Ice Cream store
  • cakes shop
  • Candle Company
  • Candle shop
  • Candy Store
  • Car Wash
  • car wash and lube center
  • care service
  • Cargo & Freight Company
  • Caribbean Restaurant
  • Caterer
  • Caterer / Bakery
  • Catering
  • Catering & Private Chefs
  • CBD & Holistic HealthMental Health Care & Life Coaching
  • Ceramics
  • cereal bar
  • charging station
  • Charity
  • Charity Organization
  • Childcare
  • children’s clothing
  • Chocolate Shop
  • Chocolate Store
  • cigar
  • civil rights organization
  • clean energy company/solar company
  • Cleaning
  • Cleaning Services
  • CLEANING SERVICES Home decor
  • Clothing
  • Clothing (Brand)
  • CLOTHING / APPAREL
  • Clothing / Fashion
  • Clothing / Jewelry
  • Clothing & Accessories
  • Clothing store
  • co-working space
  • Coach
  • Coaching
  • Cocktail Bar
  • cocktail supplies
  • Coffee
  • Coffee and Tea Shop
  • Coffee bar
  • Coffee shop
  • Coffee Shops
  • Comfort Food Restaurant
  • Comic Bookstore
  • Comics
  • communications company
  • Community
  • Community Organizations
  • Community Services & Non-Profits
  • Composting service
  • Confections
  • Construction
  • construction company
  • Construction Contractor
  • Construction Designs
  • Construction Development
  • Construction Services
  • Construction Solutions
  • Consultant
  • consultants
  • Consulting
  • Consulting Agency
  • consulting and brand management company
  • consulting firm
  • Consulting/seminars
  • Contractor
  • cooking class
  • cosmetic & personal care
  • Cosmetic dentist
  • Cosmetic Dentistry
  • cosmetics
  • Cosmetics store
  • COSMETOLOGY & MAKEUP
  • Cosmetology school
  • Counseling
  • CPA
  • Craft Store
  • crafts
  • creative publishing agency
  • creative services
  • credit card processing
  • Credit Experts
  • Credit Restoration
  • Credit Union
  • Cultural/Arts
  • Culture & Entertainment
  • Cupcake Shop
  • Cupcakes and more
  • Custom Cards
  • Custom furniture
  • Custom satellite dishes
  • Dance Center
  • Dance Studio
  • Day Care
  • Day Spa
  • Decor & Homeware
  • decor shops
  • Deli
  • Delivery service
  • Demolition & Excavation
  • Dental
  • Dental and Orthodontic Office
  • Dental Clinic
  • Dentist
  • Designer
  • Dessert
  • Dessert Shop
  • Desserts
  • Diffuser
  • digital marketing
  • digital marketing solutions
  • digital media company
  • directory
  • Distillery
  • distributor of herbs
  • DJ & Emcee
  • DJ SERVICES OR MUSIC PRODUCTION/ARTIST & PHOTOGRAPHY/VIDEOGRAPHY SERVICES
  • Doctor
  • Donut Shop
  • donuts
  • DOULA SERVICES
  • Doula support
  • Education
  • Education & Training
  • Education & Tutoring
  • Educational Consultant
  • entertainment
  • Entertainment & Music
  • Entertainment Management and Concierge Service.
  • Ethiopian Restaurant
  • Event Planner
  • Event Planners
  • Event Planning
  • Event Planning and Event Space
  • EVENTS
  • Events Place
  • exotics
  • expert tree services
  • Eye care service
  • eyebrow sculpting
  • eyelash salon
  • eyewear
  • Farm / Agriculture
  • Farmers
  • imageFashion
  • Fashion & Apparel
  • Fashion and Culture
  • Fast food restaurant
  • filtration company
  • Finance and Auto Industry
  • Financial Advisors
  • Financial and Banking
  • Financial Consulations
  • Financial Education
  • Financial service
  • Financial Services
  • financial solutions
  • Finane and Banking
  • Fine Artist
  • fire protection company
  • Fitness
  • Fitness Center
  • Fitness Class
  • Fitness Facility
  • fitness gym
  • fleets and dealerships.
  • flooring solution / construction
  • Floral design studio
  • Floral studio
  • florist
  • Florists
  • Flower Shop
  • flowers and gifts
  • Flowershop
  • Food
  • Food & beverage
  • Food & beverage company
  • Food & Drink Shops
  • Food & Recipes
  • food and beverages
  • Food delivery service
  • Food Stand
  • Food Truck
  • Food Trucks & Catering
  • Food/Cookies
  • Footwear store
  • FRAGRANCES
  • Franchise Consultant Agency
  • fruits
  • Funeral Services
  • Furniture
  • Furniture store
  • Gallery / Theatre
  • Gallery/Art
  • Garage Door Service
  • General Dentist
  • Gift Ideas
  • Gift Shop
  • gift shop/coffee shop
  • gift shops
  • glassware
  • Golf Resort
  • gourmet popcorn
  • Gourmet street food
  • government
  • Graphic Design & Media
  • Graphic Designer
  • Greeting cards
  • Groceries
  • grocery store
  • Gun Store
  • gym
  • Gym/Physical Fitness Center
  • hair & skin care products
  • hair and nail salon
  • Hair and Nails
  • Hair Care
  • Hair Care Services
  • Hair essentials
  • hair extensions
  • Hair Extensions Service
  • Hair Removal Service
  • Hair Salon
  • Hair Salons
  • Hair Salons / Barber Shops
  • Hair studio
  • Hardware company
  • Hat Shop
  • Hats
  • imageHealth & Medical
  • Health & Wellness
  • Health and Beauty
  • Health and Medical
  • Health and Wellness
  • Health Care
  • Health Care / Doctor
  • Health Food Store
  • health services
  • Health/beauty
  • HEALTHCARE AND WELLNESS
  • Healthy Juice
  • Herbal
  • herbs and spices
  • Hip Hop Yoga Studio
  • Home
  • home care
  • Home Cleaning Services
  • Home Decor
  • Home Décor & Accessories
  • Home Goods
  • Home Services
  • Homemade Jams
  • hospital
  • Hotels & Lodging
  • imageHotels & Resorts
  • Houseplants
  • Housing Consultation
  • human resources and communications consulting firm
  • Ice Cream shop
  • ice cream store
  • illustration
  • illustrator
  • Independent Bookstore
  • Indoor Market
  • INFORMATION TECHNOLOGY
  • Information Technology Company
  • Insurance
  • Insurance agency
  • INSURANCE AGENTS
  • Insurance Broker
  • Interior and landscape design
  • Interior design
  • interior design services
  • Interior Design Studio
  • interior designer
  • Investment
  • Investors
  • IT Consulting Group
  • IT Solutions for Business
  • Jamaican Restaurant
  • Jazz Club
  • Jewelry
  • Jewelry & Accessories
  • jewelry store
  • juice bar and wellness shop
  • Juicery
  • Juices And Smoothies
  • kids boutique
  • Kitchen/cooking
  • Labor & Employment Lawyer
  • Landscape Company
  • Landscapes
  • Landscaping
  • laundry service
  • Laundry Services
  • Law firm
  • Law Firms / Attorneys
  • imageLawyer
  • Lawyer & Law Firm
  • Lawyers
  • Liquor
  • LIve music Venue
  • Local business
  • Logistics
  • Lounge
  • luxury candle
  • Luxury gift design
  • Luxury Salon
  • Magazine
  • Magazine Distributor
  • Marketing
  • Marketing & Branding
  • Marketing Agency
  • marketing and PR firm
  • Marketing Solutions
  • Marketing Specialist / Consultant
  • martial arts classes
  • Martial Arts School
  • martial arts training
  • masks
  • Massage
  • massage service
  • Massage Therapy
  • Media and Arts
  • Medical & health
  • Medical Company
  • Medical Lab
  • medical supply brokerage and distribution company
  • Men's clothing
  • Men's clothing store
  • Mental Health Care & Life Coaching
  • Mental Health Service
  • Merchandise
  • mobile app
  • Mobile Bartending
  • Mobile detailing
  • Mobile food truck
  • Mobile hot dog stand
  • Mobile laundry service
  • Motivational Speaker
  • Moving & Storage Service
  • Museum
  • museum and event space
  • Mushroom Farm
  • Music
  • Music & Entertainment
  • Music & Vinyl
  • music and entertainment
  • Music Lessons & Instruction School
  • Music Production Studio
  • Musicians
  • Nail Artist
  • Nail Salon
  • Newborn Care Provider
  • News and Media
  • Newspaper
  • Non profit corporation
  • non profit organization
  • nonprofit agency
  • Nonprofit organization
  • Nurseries & Gardening Store
  • OBGYNs
  • office supplies
  • online boutique
  • online marketing services
  • Organic Drink
  • organic food
  • Orthodontist
  • Party & Events
  • Party Entertainment Service
  • party needs
  • pastry shop
  • Payment processing technology
  • payroll and bookkeeping
  • personal development courses / social wellness
  • Pest Control Service
  • Pet care
  • Pet Groomer
  • Pet services
  • pet wash
  • Petcare and Homecare
  • Petroleum Service
  • Pharmacy/drugstore
  • photo booth services
  • photobooth
  • Photographer
  • photography
  • Photography & Videography
  • Photography & Videography Studio
  • Photography studio
  • Photography studio and event space
  • pizza parlor
  • Pizza shop
  • Pizza store
  • Pizzeria
  • plant based shop
  • Plants
  • podcast
  • popcorn
  • popcorn shop
  • popcorn store
  • Pottery
  • Pregnancy Care Center
  • Printing
  • Printing Service
  • products and service
  • Professional Ballet
  • professional DJ services
  • professional moving company/Transportation
  • Professional Photographer
  • Professional Services
  • Professional Training & Coaching
  • Pub
  • public relations
  • Quilts
  • imageReal Estate
  • Real Estate & Property Management
  • real estate agency
  • Real Estate Agent
  • Real Estate Company
  • Real Estate Firm
  • Real Estate Service
  • Realtor
  • recruiting firm
  • refill shop
  • Renovation & Repair
  • Rental Studio
  • Rental Tent
  • Residential and commercial cleaning
  • Restauarant
  • imageRestaurant
  • Restaurant / Bar
  • Restaurant / Catering
  • Restaurant & Lounge
  • Restaurant and bar
  • Restaurant and Cafe
  • Restaurant Wholesaler
  • Restaurant/Pizza
  • Restaurants
  • Retail
  • Retail company
  • retail shop
  • Retail Shops
  • Retail/Education
  • Rice Product
  • robotic burger vending machine
  • Roller skating center
  • Rubs / Seasonings
  • safety products
  • Salon
  • Salon and Spa
  • Sandwich Shop
  • sanitizing and disinfecting
  • school
  • Screen printing company
  • Seafood Market
  • Seafood Restaurant
  • Security and Transportation
  • security company
  • Security Services
  • self-care needs
  • Seniorcare
  • Service Provider Platform: Tutoring
  • imageServices
  • Shoe Repair Shop
  • Shoe store
  • shoes
  • Shopping & retail
  • Skin Care
  • Skin Care / Spa
  • Skin Care & Beauty
  • Skin Care Service
  • Skin care/Body care
  • skin products
  • Smoothie & Juice
  • Smoothie & Juice Bar
  • Smoothies
  • smoothies and juices
  • Social Enterprise
  • Social Lounge
  • Solutions Provider
  • Soul Food Restaurant
  • Southern Restaurant
  • Spa
  • Spa & Pampering
  • specialized products
  • Specialty Grocery Store
  • Specialty Shoppes & Gifts
  • Spirits & Bartenders
  • Spirits & BartendersWines
  • Sports & Fitness
  • Sports & Fitness Instruction
  • Sports & recreation
  • Sports Academy
  • Sports Lounge
  • staffing agency
  • Stationary & Gift Wrap
  • Steel Fabricator
  • Story Teller
  • Streetwear & Lifestyle Brand
  • Streetwear Apparel
  • string
  • Styling Agency
  • Sung glasses / Accessories
  • Swimming and kayak lessons
  • Tattoo & Piercing shop & Bar
  • Tattoo Parlor
  • Tax Preparation Service
  • Tax Services
  • Tax Solutions
  • Tea Bar
  • Tea Company
  • technology support and research consulting
  • Teens & Kids Website
  • telecommunications
  • Theater
  • Theatre
  • threading and scarf-making needs
  • Threading Service
  • thrift shop
  • Tobacco Company
  • Tobacco Store
  • Tour Company
  • Tours
  • toys and accessories
  • Transportation
  • Transportation and Hospitality
  • Transportation Service
  • Travel
  • Tutorial Services
  • Underwear store
  • Urban Farm
  • Vegan comfort food
  • Vegan food
  • Vegan Restaurant
  • vegetables
  • Vegetarian Restaurant
  • Vegetarian/Vegan Restaurant
  • Vintage stoves and stove restoration
  • Virtual Business Services
  • Water Ice product
  • Water Purification Services
  • Web Design and Coaching Studio
  • website design & marketing for small businesses
  • Wedding & Event Planner
  • Wedding photographer
  • wedding planning and design boutique
  • Wellness
  • Wellness and Beauty
  • wellness center
  • wellness club
  • Wellness Studio
  • wig store
  • Wigs
  • Wine and craft beer store
  • Wine Bar
  • wine shop
  • Winery
  • Wines
  • Women's clothing store
  • Women’s wellness clinic
  • workshops
  • yarn
  • yoga classes
  • yoga studio
  • Youth Organization
Where
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We aim to collaborate with our clients in addressing their legal needs. No legal matter is too minor or too complex for us to handle.
Whether the matter arises from termination from employment, sexual harassment, an insurance claim, immigration matter, criminal investigations
or police brutality, our attorneys are capable of handling the case satisfactorily. We have experience in complex employment disputes, insurance
claims, immigration and nationality issues, criminal investigations and charges, and excessive force claims (police brutality).

Q Why should I hire an attorney to help me with my property insurance claim?

Insurance policies are drafted by insurance companies and riddled with loopholes intended to bring the companies
the greatest benefit – often at your expense. Navigating the language in a policy in an effort to digest coverage,
exceptions to coverage, and addendum to coverage is an extremely tedious, complex endeavor that even judges
have difficulty with. To be sure your claim is handled properly and you receive all the benefits you are entitled to
while avoiding the pitfalls to coverage, you should seek legal consultation and retain an attorney experienced and
knowledgeable in handling property damage insurance claims.

Q Can I trust my insurance company’s adjuster to help me with my claim?



NO! Your insurance company’s adjuster works for your insurance company – NOT YOU. Your insurance company’s
adjuster’s job is to limit the amount your insurance company pays you on your claim and to look for any way to
minimize your damages and deny you the benefits you are entitled under your policy.

Q Can a public insurance adjuster help me?



Typically, yes, but it depends upon the stage of your claim and the proposed scope of services. For example, if the
insurance company has already extended coverage for your loss and you need to itemize the amount of your loss
and inventory your personal property, a licensed public insurance adjuster can perform an excellent job inventorying
your personal property and advocating for the amount to be paid under your policy. However, if your insurer has
raised issues of coverage, asked you to appear for an examination under oath, or the time limitation for suit is
nearing, you need an attorney to represent you. Our law firm works with several licensed public insurance adjusters
and we are always willing to refer one to you for your particular needs.

Q What is my time limit to bring suit against my insurance company?



Depending on the type of loss and the specific language in your insurance policy, you generally have one year for
damages caused by wind or hail and two years for damages caused by fire.

Q Do delays by my insurance company extend the time limit for suit?



No. Unfortunately, an all too common tactic of insurance companies is to delay the payment of claims and string
policyholders along until the time limit for suit has passed and policyholders have no further regress – seek advice
of a lawyer before it is too late.

Q What does it mean if my home is deemed a “total loss” after a fire?



In Minnesota, if your dwelling is deemed a “total loss” after a fire, you are entitled to the stated limits on your
homeowner’s insurance policy under the Minnesota Standard Homeowners Insurance Policy.

Q What is an appraisal?



If you and your insurance company disagree on the amount of loss sustained to your property, you have the right to
have the damages reviewed by an appraisal panel consisting of an appraiser of your choice, an appraiser selected
by your insurance company (who will advocate for your insurance company), and a neutral umpire agreed upon by
your appraiser and the insurance company’s appraiser. You and your insurance company will have the opportunity
to present your arguments to the panel and have the panel reach a determination as to the amount of loss.

Watch out! Corruption of the appraisal process by insurance companies is rampant in the State of Minnesota.
You should be very careful not to be lulled into the “good ol’ boy” network of appraisers and umpires who make a
living from serving on appraisal panels alone. Contact our office for guidance and legal consultation before
making your decision.

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